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SecondHandBags Model posing with a Designer Handbag
SecondHandBags Model posing with a Designer Handbag

Purchase on account / installment purchase

How can I select installment purchase when checkout?
Select 'Purchase on account' from the various payment options. Make sure that you enter all your details correctly and also leave your phone number. All information is needed and used for the credit check by our financial partner PowerPay.



Purchase on account / installment purchase
If you order on account, you have the option of paying the invoice in full or in installments. You decide conveniently when receiving the invoice. The payment period is always 14 days. Please note that we work together with our finance partner Powerpay. The entire debt collection and dunning is handled by our partner, which also carries out an identity and credit check. Since fraudulent orders have repeatedly occurred on account (other delivery address, post-account hacked), an additional confirmation with an SMS code is necessary with an amount above CHF 1000.-


Installment
Please enter the desired payment amount in the empty deposit certificate. The minimum payment amount is 10% of the sales price. If you make a partial payment, you will receive an invoice every month until the entire amount is paid. The open amount increases by 1%every month. The amount to be paid can be re -elected with each rate. PowerPay also charges a processing fee of CHF 2.90 (post) or CHF 1.90 (email) per invoice.



Form for the consent of installment payments
With an open amount of over CHF 500.- after 3 months, the consumer credit law stipulates, which is necessary to explicitly consent from the customer. You will receive a corresponding form of the MF Group. Please fill it out and send it back to the specified address.


Complete amount
Please use the empty deposit certificate for the transfer and enter the complete invoice amount.



When do I get my invoice?
After buying on account, you will receive an email from PowerPay directly with the invoice. If the amount is still open, you will also receive the invoice with PowerPay's monthly invoice run by post.



Why can't I Bag order on account or in installments?
There can be various reasons for a rejection:
  • You are not yet of legal age
  • You cannot be found with the given address
  • Your personal accounting at this point is not sufficient
  • You are in default of payment

For data protection reasons, we do not receive any further information from PowerPay in most cases. Please contact PowerPay for more information here.

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